Image reproduced from 三立新聞網

According to data from the National Development Council, Taiwan has officially entered a "super-aged society" in 2025. The sandwich generation, who serves as economic pillars for their families, bears the dual responsibility of caring for aging parents and raising children, resulting in significant financial pressure. In the program "Yuanfeng DAWHO Night," host Wu Yi-pei and financial writer Hsieh Shih-ying explore how to alleviate this economic burden through effective financial management.

Hsieh emphasizes that financial management is not exclusive to the wealthy. When faced with substantial pressures from mortgages, elder care, and children's education, managing finances is the most practical option. He advocates for introducing basic financial literacy to children from an early age to nurture good financial habits.

During the program, real-life examples were shared, such as a friend earning nearly 20,000 TWD monthly but only having a few thousand left after covering all expenses, illustrating the concept of being a "month-to-month" individual. Hsieh’s advocacy for the principle of "time compounding" encourages parents to effectively support their children’s education costs.

Throughout the financial management process, learning to invest long-term and maintain discipline is crucial. This helps avoid hasty decisions during market fluctuations. The Yuanfeng Bank’s DAWHO digital account provides a modern solution for the sandwich generation to manage their future financially.